Digital Trust and Information Verification Behavior among Generation Z in the Era of Artificial Intelligence

Authors

Keywords:

digital trust; information verification behavior; artificial intelligence; generation Z; SEM-PLS.

Abstract

Purpose This study examines the influence of digital trust on information verification behavior among Generation Z university students in the era of artificial intelligence. The increasing use of AI-generated information has raised concerns regarding information credibility and the ability of users to verify digital content effectively.

Methods A quantitative cross-sectional survey design was employed. Data were collected through an online questionnaire distributed to 412 Generation Z university students in Indonesia using purposive sampling. Digital Trust was specified as the exogenous variable and Information Verification Behavior as the endogenous variable. The data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS) with SmartPLS 4.

Findings The results indicate that respondents demonstrated relatively high levels of digital trust (M = 4.02) and information verification behavior (M = 4.15). The structural model revealed that digital trust positively and significantly influences information verification behavior (β = 0.562, t = 12.874, p < 0.001). The model explained 31.6% of the variance in information verification behavior (R² = 0.316), while the effect size analysis indicated a substantial practical effect (f² = 0.462). The predictive relevance assessment further confirmed the model’s predictive capability (Q² = 0.214).

Research Implications The findings highlight the importance of strengthening digital trust, AI literacy, and information verification competencies within higher education. Educational institutions and policymakers should promote responsible AI use by encouraging critical evaluation of digital information and fostering trustworthy AI environments.

Originality This study contributes to the emerging literature on artificial intelligence and information behavior by demonstrating that digital trust encourages stronger information verification practices rather than passive acceptance of AI-generated information among Generation Z students.

Downloads

Download data is not yet available.

References

Acosta-Enriquez, B. G., Arbulú Ballesteros, M. A., Arbulu Perez Vargas, C. G., Orellana Ulloa, M. N., Gutiérrez Ulloa, C. R., Pizarro Romero, J. M., ... & López Roca, C. (2024). Knowledge, attitudes, and perceived Ethics regarding the use of ChatGPT among generation Z university students. International Journal for Educational Integrity, 20(1), 10. https://doi.org/10.1007/s40979-024-00157-4

Acosta-Enriquez, B. G., Farroñan, E. V. R., Zapata, L. I. V., Garcia, F. S. M., Rabanal-León, H. C., Angaspilco, J. E. M., & Bocanegra, J. C. S. (2024). Acceptance of artificial intelligence in university contexts: A conceptual analysis based on UTAUT2 theory. Heliyon, 10(19). https://doi.org/10.1016/j.heliyon.2024.e38315

Ajish, D. (2024). The significance of artificial intelligence in zero trust technologies: a comprehensive review. Journal of Electrical Systems and Information Technology, 11(1), 30. https://doi.org/10.1186/s43067-024-00155-z

Al-Qudah, A. A., Al-Okaily, M., Shiyyab, F. S., Taha, A. A., Almajali, D. A., Masa’deh, R. E., & Warrad, L. H. (2024). Determinants of digital payment adoption among Generation Z: An empirical study. Journal of Risk and Financial Management, 17(11), 521. https://doi.org/10.3390/jrfm17110521

Amaro, I., Barra, P., Della Greca, A., Francese, R., & Tucci, C. (2023). Believe in artificial intelligence? A user study on the ChatGPT’s fake information impact. IEEE Transactions on Computational Social Systems, 11(4), 5168-5177. https://doi.org/10.1109/TCSS.2023.3291539

Ameen, N., Cheah, J. H., & Kumar, S. (2022). It's all part of the customer journey: The impact of augmented reality, chatbots, and social media on the body image and self‐esteem of Generation Z female consumers. Psychology & Marketing, 39(11), 2110-2129. https://doi.org/10.1002/mar.21715

Ameen, N., Hosany, S., & Taheri, B. (2023). Generation Z's psychology and new‐age technologies: Implications for future research. Psychology & Marketing, 40(10), 2029-2040. https://doi.org/10.1002/mar.21868Digital%20Object%20Identifier%20(DOI)

Bhatnagr, P., & Rajesh, A. (2025). Artificial intelligence features and expectation confirmation theory in digital banking apps: Gen Y and Z perspective. Management Decision, 63(10), 3642-3675. https://doi.org/10.1108/MD-07-2023-1145

Biloš, A., & Budimir, B. (2024). Understanding the adoption dynamics of ChatGPT among generation Z: Insights from a modified UTAUT2 model. Journal of theoretical and applied electronic commerce research, 19(2), 863-879. https://doi.org/10.3390/jtaer19020045

Bunea, O. I., Corboș, R. A., Mișu, S. I., Triculescu, M., & Trifu, A. (2024). The next-generation shopper: a study of generation-Z perceptions of AI in online shopping. Journal of Theoretical and Applied Electronic Commerce Research, 19(4), 2605-2629. https://doi.org/10.3390/jtaer19040125

Chan, C. K. Y., & Lee, K. K. (2023). The AI generation gap: Are Gen Z students more interested in adopting generative AI such as ChatGPT in teaching and learning than their Gen X and millennial generation teachers?. Smart learning environments, 10(1), 60. https://doi.org/10.1186/s40561-023-00269-3

Chardonnens, S. (2025, January). Adapting educational practices for Generation Z: integrating metacognitive strategies and artificial intelligence. In Frontiers in Education (Vol. 10, p. 1504726). Frontiers. https://doi.org/10.3389/feduc.2025.1504726

Chin, C. H., Wong, W. P. M., Cham, T. H., Thong, J. Z., & Ling, J. P. W. (2024). Exploring the usage intention of AI-powered devices in smart homes among millennials and zillennials: the moderating role of trust. Young Consumers, 25(1), 1-27. https://doi.org/10.1108/YC-05-2023-1752

Dewalska-Opitek, A., Witczak, O., Szostak, A., Dziura, M., & Wroniszewska-Drabek, B. (2024). Generation Z's trust toward artificial intelligence: attitudes and opinions. https://www.um.edu.mt/library/oar/handle/123456789/128468

Guerra-Tamez, C. R., Kraul Flores, K., Serna-Mendiburu, G. M., Chavelas Robles, D., & Ibarra Cortés, J. (2024). Decoding Gen Z: AI's influence on brand trust and purchasing behavior. Frontiers in artificial intelligence, 7, 1323512. https://doi.org/10.3389/frai.2024.1323512

Ho, S. P. S., & Chow, M. Y. C. (2023). The role of artificial intelligence in consumers’ brand preference for retail banks in Hong Kong. Journal of Financial Services Marketing, 1. https://doi.org/10.1057/s41264-022-00207-3

Lesinskis, K., Mavlutova, I., Spilbergs, A., & Hermanis, J. (2023). Digital transformation in entrepreneurship education: The use of a digital tool KABADA and entrepreneurial intention of generation Z. Sustainability, 15(13), 10135. https://doi.org/10.3390/su151310135

Magni, D., Del Gaudio, G., Papa, A., & Della Corte, V. (2024). Digital humanism and artificial intelligence: the role of emotions beyond the human–machine interaction in Society 5.0. Journal of Management History, 30(2), 195-218. https://doi.org/10.1108/JMH-12-2022-0084

Maheshwari, H., & Samantaray, A. K. (2026). Beyond instinct: the influence of artificial intelligence on investment decision-making among gen Z investors in emerging markets. International Journal of Accounting & Information Management, 34(1), 174-192. https://doi.org/10.1108/IJAIM-10-2024-0371

Maulana, A. O., Herfanda, G. C., & Hasan, F. (2022). Perceived trustworthiness of artificial intelligence implementation in Indonesia public sector services: Gen Z and Millennial perspectives. Jurnal Akuntansi dan Auditing Indonesia, 65-75. https://doi.org/10.20885/jaai.vol26.iss1.art7

Mogaji, E., Viglia, G., Srivastava, P., & Dwivedi, Y. K. (2024). Is it the end of the technology acceptance model in the era of generative artificial intelligence?. International Journal of Contemporary Hospitality Management, 36(10), 3324-3339. https://doi.org/10.1108/IJCHM-08-2023-1271

Muawanah, U., Marini, A., & Sarifah, I. (2024). The interconnection between digital literacy, artificial intelligence, and the use of E-learning applications in enhancing the sustainability of Regional Languages: Evidence from Indonesia. Social Sciences & Humanities Open, 10, 101169. https://doi.org/10.1016/j.ssaho.2024.101169

Nalbant, K. G., & Aydın, S. (2023). Development and transformation in digital marketing and branding with artificial intelligence and digital technologies dynamics in the Metaverse universe. Journal of Metaverse, 3(1), 9-18. https://doi.org/10.57019/jmv.1148015

Pradhanawati, A., & Pinem, R. J. (2025). The Influence of Artificial Intelligence on Consumer Purchasing Decisions in the Digital Era: Case on Generation Z in Emerging Country. Journal of Cultural Analysis and Social Change, 1862-1873. https://doi.org/10.64753/jcasc.v10i3.2685

Pricope Vancia, A. P., Băltescu, C. A., Brătucu, G., Tecău, A. S., Chițu, I. B., & Duguleană, L. (2023). Examining the disruptive potential of generation Z tourists on the travel industry in the digital age. Sustainability, 15(11), 8756. https://doi.org/10.3390/su15118756

Puiu, S., Demyen, S., Tănase, A. C., Vărzaru, A. A., & Bocean, C. G. (2022). Assessing the adoption of mobile technology for commerce by generation Z. Electronics, 11(6), 866. https://doi.org/10.3390/electronics11060866

Rosli, M. S., Saleh, N. S., Ali, A. M., & Bakar, S. A. (2026). Exploring the Factors Influencing Artificial Intelligence Adoption among Gen Z University Students: the Role of Self-Efficacy and Perceived Trust. Journal for STEM Education Research, 1-45. https://doi.org/10.1007/s41979-025-00171-2

Seyfi, S., Vo-Thanh, T., & Zaman, M. (2024). Hospitality in the age of Gen Z: a critical reflection on evolving customer and workforce expectations. International Journal of Contemporary Hospitality Management, 36(13), 118-134. https://doi.org/10.1108/IJCHM-01-2024-0035

Wang, Y., & Zhang, W. (2023). Factors influencing the adoption of generative AI for art designing among Chinese generation Z: A structural equation modeling approach. Ieee Access, 11, 143272-143284. https://doi.org/10.1109/ACCESS.2023.3342055

Williamson, S. M., & Prybutok, V. (2024). The era of artificial intelligence deception: unraveling the complexities of false realities and emerging threats of misinformation. Information, 15(6), 299. https://doi.org/10.3390/info15060299

Wong, L. W., Tan, G. W. H., Ooi, K. B., & Dwivedi, Y. (2024). The role of institutional and self in the formation of trust in artificial intelligence technologies. Internet Research, 34(2), 343-370. https://doi.org/10.1108/INTR-07-2021-0446

Downloads

Published

2026-06-30

How to Cite

Digital Trust and Information Verification Behavior among Generation Z in the Era of Artificial Intelligence. (2026). ESPD : Ephemeris Serena Populus Et Doctrina, 1(1), 65-78. https://sovereignresearch.org/espd/article/view/104