The Concept of “Regulation by Insurance” from an Indonesian Legal Perspective: A Study on the Effectiveness of Insurance as a Modern Risk Management Tool. Anthroposia: Journal of Social and Human Development, [S. l.], v. 1, n. 2, p. 09 –19, 2026. DOI: 10.65310/kr9kfk56. Disponível em: https://sovereignresearch.org/anthroposia/article/view/64. Acesso em: 13 jun. 2026.